Managing your money can be challenging, especially if you don’t have the right tools to help you. Fortunately, plenty of top personal finance apps for Android can make personal finance easier.
Whether you want to track your spending, save for your goals, invest your money, or pay your bills, there is an app for that.
List of Top Personal Finance Apps for Android
We will review some of the top personal finance apps for Android and compare their features. We tested many apps and created this list based on our experience, user reviews, ratings, and overall performance. We will highlight their pros and cons to help you choose the best one for your needs. These are the best personal finance apps for Android that you should try this year.
1. Money Manager Expense & Budget
Money Manager is one of the top personal finance apps for Android. It has over 15 million downloads and more than 10 million active users. This app is rated 4.7 stars out of 5 by the users.
Our first choice in the list of the best personal finance apps for Android features a delicate user interface and well-organized menus and tabs. It also provides budgeting and financial planning tools.
Price
- Free
- Premium plan starting at $7.99 per month or $69.99 per year
Pros
- Bookmark function
- Transfer, direct debit, and recurrence function
- Credit and Debit Card management function
- Budget and expense management function
Cons
- Contains ads in the free version
2. Mint: Budget, Bills, and Finance Tracker
The Mint app has over 10 million active users and scored 4.5 stars out of 5. It is one of the top personal finance apps for iOS and Android.
Mint blends simplicity, effectiveness, and smart tools and features. This app can sync with your income accounts and credit cards. It will automatically update your account balance and expenses.
All your income and expenses are well categorized in a predefined order. It can also view your credit score and notify you of suspicious and large transactions.
Price
- Free
- Premium plan starting at $4.99 per month for removing ads and using advanced features
Pros
- Good user experience
- Well-secured with two-factor authentication sign-in and biometric security options
- Reminders and customized alerts
- Compatible with various accounts
Cons
- Some crashes
- Simple budget customization options
3. Wallet: Personal Finance, Budget, and Expense Tracker
The Wallet is my choice among all these top personal finance apps for Android. The menus and graphical interface are well-designed. You need to make an account or sign in with your Google or Facebook account. Your expenses are well categorized already, and you can further set budgeting and goals to save money.
If you have regular payments, you can set plans and reminders for them. By creating and reviewing your financial reports, you will have a better vision of your expenses, which will help you better organize your income and savings. You can also create your shopping lists and take pictures of your payment receipts. This personal finance app is well-secured by the latest standard features, and any access to your bank records is read-only, which means it doesn’t have any permission to make transactions and spend your money.
Price
- Free
- Premium plan starting at $5.99 per month or $47.99 per year
Pros
- Insightful reports
- Planned Payments
- Sharing selected accounts
Cons
- Limited budgeting options
- Too simple
4. Mobills Budget Planner
Mobills Budget Planner is among the top personal finance apps for Android for those wanting to manage their expenses. This app brings in quality services along with a satisfying graphical user interface. This score may be high enough to expect practical capabilities in this personal finance app.
Mobills’ budget planner comes in two versions, a basic and a premium one. The basic edition has some restrictions, limiting the app’s functionality. You can take full advantage of the app by upgrading to the premium version. You can add your transactions and financial events in this app, and it uses interactive charts and elements to inform you of your expenses and financial habits.
Price
- Free
- $14.99 for Premium version
Pros
- Budget Planner and Bill Reminder
- Credit card control
- Alarms and reminders for regular payments
- Financial goals manager
- Store and save your receipts
Cons
- None
5. Money Lover
Money Lover is another top personal finance app for Android that brings you significant features. Over 5 million active users have also downloaded this app. The user interface and graphic design are good, and the technical features are generic and quite common among some other high-quality apps. Tracking expenses and budgeting are the two main features everybody is looking for, and they are well-embedded in this app. Therefore, you can set saving goals. This app is armed with a loan and debt manager, so you can set alarms and reminders for your upcoming events. You can also manage to scan and store pictures of your payment receipts. However, it doesn’t directly sync with your bank account, and you have to check and add data to your personal finance app every day, but it may help you be aware of your financial status more frequently.
Price
- Free
Pros
- Money Management
- Forecast Budget
- Tag for transactions
- Bill & Recurring transaction
Cons
- Limited options
6. Monefy – Budget Manager
The next top personal finance app for Android in Topwonk’s list is Monefy Budget Manager. The first point about this app is that it comes in two free and paid versions. Both versions have decent functionalities. Like some of the previously reviewed apps, this app is not linked to your bank account directly. So, you need to add data and financial records manually.
Some may argue that numeric passwords are less secure than more complex passwords. It has an in-app calculator and offers various exchange rates for different user groups.
Price
- Free
Pros
- Use multiple accounts
- Backup options
- Integrated with Dropbox
Cons
- No cross-platform support
- No link to your bank account
7. AndroMoney
AndroMoney is another popular personal finance app for Android devices, which offers support for iOS and web applications, too. This app also comes in both free and paid versions, and you can go with the paid version if in-app ads make you uncomfortable. The graphic design and user interface are clean and easy to navigate. Many basic features are generic and common between this app and its rivals, such as expense tracking, cash flow control, budgeting, etc. You can easily edit the predefined categories and subcategories. This app is a general-purpose personal finance app. It offers visual reports that will help you better understand your financial status.
Price
- Free
- $4.99 per month for Premium app
Pros
- Password Protection
- Back up data
- Multiple accounts support
Cons
- May crash sometimes
8. EveryDollar: Budget Planner & Expense Tracker Tool
EveryDollar is one of the top budget planning apps for Android and iOS. This app features a pretty good and clean user interface. The graphic design is clean, and the menus are well-organized. You can easily navigate this personal finance app. Some options like bill payment and management are not included in this app, but according to the user reviews, you will find it easy for planning and budgeting purposes.
Price
- Free
- $100 annually for Premium Version (sync with your bank accounts)
Pros
- Set up notifications
- Get custom budget reports
Cons
- May crash sometimes
Best Personal Finance Apps for Android
This article was a brief review of some of the most popular personal finance apps for android in 2021, and there are more powerful apps on the internet. This list is gathered based on the most downloaded, active user numbers and user review counts. You can read more about every specific app.
The technical features vary among these apps, but almost all of them share some basic features. We have tried to outline the differences between them, like the need to add the records manually or the ability to be synced with your bank accounts, the security features, backup and reporting options, user interface, ease of use, etc.
